Free money, we all want and (apparently) need it and we all would love to learn how to get free money
whether it’s from the government, for college, for paying bills, for
starting a business or just for the shear joy of finding free money! But
are there actually any ways to get free money? How in the hell can you
find free money these days?…
Well,
believe it or not, it is possible to get free money. Whether you are a
single mom, a college student, a high school drop out, lost your job
recently, need some extra preferably free money
to pay your bills or perhaps just trying to find out if there is any
free money from the government you might qualify for, there are a few
options available for getting free money, you just have to know what to
look for and where to do your free money search.
However, finding
those hidden opportunities where you can get free money is not as easy
as it may sound. It takes some knowledge and in some cases it takes a
little expertise on law and how it works in that regard.
Fortunately,
you don’t have to worry about all of that. I have already done the
research and made your job easier. And here is the result of my
extensive search for free money. If you have ever asked yourself “how
can I get free money”, here is your answer; 13 ways to get free money:
Note:
Please do keep in mind that some of the listed items may not be exactly
free money, but they either help you find free money or provide a
service to you for free that other wise may cost you hundreds and even
thousands of dollars. That is why I included them.
Free Money From the Government Uncle sam takes
money away from every one of us, it would only be fair if he gave some
of it back to us. Well turns out uncle sam is a fair uncle! There are
many government sponsored programs where you can get free government
money to help you with your living expenses, health care for you and
your kids, recover from a natural disaster and other related problems.
To find out more, visit
GovBenefits.gov.
Free Money for Shopping
These days no matter what store or business you look for, you can find
coupons and discount codes for them all over the place, from the
internet to newspapers and in store coupons. A lot of us over look
coupons and discount codes, whcih i don’t understand why. I mean, it’s
basically free money, why not take it! Register with free coupon sites
like
CoolSavings,
FamousCoupons and
ClipNPrintCoupons to get notified of new coupons and discount codes for thousands of brands and print them to use in store and online.
Free Money From Your Credit Card
These days. many credit cards offer some kind of rewards program. And
while at the first glance those rewards may not sound like much,
considering the fact that credit cards are used almost daily, its not
that hard to imagine how substantial those rewards will be when added
up. So, instead of using a credit card that doesn’t offer any cash back,
use one that does. You are going to use your card any way, you may as
well get something out of it, free money! You can use sites like
CardRatings and
BankRate to find credit cards that offer the best possible rewards.
Free Money From Yourself
Lots of people don’t know this, but there are millions of dollars that
go unclaimed very year. Unclaimed funds are basically money that belongs
to you, but you forgot about it. An example would be your utility
deposits that you forgot to get back. So how do find out if you have
unclaimed money? There is a website that the government has put up where
you can go and search for any unclaimed money that may belong to you,
UnClaimed.org.
Free Money to Help with Foreclosure
These days lots of people are facing foreclosure. Hopefully you are not
one of them, but if you are there is a program that can help you stay
in your home. It’s called Home Ownership Preservation Foundation or
HOPE. You can call them at 888-995-HOPE and they will set up a plane to
help you keep your home. Or you can visit their site
995Hope.org.
Free Money From Old Pension Plans If you have
worked for a company that went bankrupt, was sold to another business or
simply went out of business, you may have some forgotten money in your
old pension plan. Fortunately PBGC (Pension Benefits Guaranty
Corporation) is there to get you your money back. You can search their
database to find out if you have any forgotten pension money. Visit
PBGC.gov to start your search.
Free Money for Health Insurance for Your Kids
Health insurance for their kids is one of the biggest concerns of every
parent. Unfortunately many are simply not able to pay for often very
expensive health insurance plans. Fortunately, your state has a health
insurance program for kids where they cover part or all of your kids
health related expenses such as prescription medicines, doctor visits
and hospital stays. To qualify you must be in a working family though.
Visit
InsureKidsNow.gov to find out more.
Free Money for College
College is the most expensive part of any students life. and these
days, it seems like they are getting even more expensive. Good news is
that there is a government program called Federal Pell Grant. They will
give you up to $7,000 free money for each college year. The best part,
you don’t have to pay a dime of that money back! You can visit
PellGrants to learn more and see if you qualify.
Free Money for Energy Bills
It’s no secret that good insulation, storm windows and even
weather-stripping can dramatically lower your energy bills. So, making
sure your home is energy efficient is important, not only for your
wallet, but also for the nation as a whole. Less energy usage means
lower energy costs and less strain on natural resources. So, the U.S.
Department of Energy has come up with a program called Weatherization
Assistance Program to reward home owners who make an effort to make
their homes more energy efficient. They pay you up to $2500 for
installing energy efficient products. So, not only you lower your energy
bills, you also get $2500 free money. Visit
WAP’s official website for more information.
Free Money for Tax Perperation
VITA (Volunteer Income Tax Assistance) is a an IRA backed program that
helps low income families to prepare their tax returns. VITA site, call
1-800-829-1040. Ok, they don’t actually hand you free money, but they
prepare your taxes for free which usually costs around $100 or so to
have it prepared by a tax professional. To find more information about
your local VITA sites check out
Vita Volunteers.
Free Money for Credit Repair
Hundreds of thousands of people are struggling with their credits and
nee credit repair. Credit repair professionals can cost you a fortune
and if you are already suffering from bad financial situation, spending a
lot of money should be the last thing on your mind. Luckily the Federal
Trade Commission is there to help you. Just visit
FTC.gov
where you can learn about all your rights and other important
information, and also to schedule a free counseling at your local County
Cooperative Extension Service.
Free Money to Start a Business
Another one of those items that doesn’t necessarily give you free
money, but the service provided can save you thousands of dollars in
fees. The U.S. government has a especial program for small businesses
known as Small Business Development Centers. They have over 1,000
offices around the country where they have professionals who can give
you free advice and information on everything related to starting a
business. From taxes, funding, marketing, filling out forms,
contracting, technical issues and any other aspects of starting a
business. You can find local offices and more information about the
program by visiting
SBA.gov.
Free Money for Buying a Home
The U.S. department of housing and urban development or HUD helps
people hoe are buying, selling or trying to repair their home. Not only
HUD offers free consulting and help with every expects of buying,
selling or renovating a home, they also give you money for down payments
and closing costs. You can get all the details and the different ways
they can help you by visiting their official site
HUD.gov.
There
you have it, now you know how to get free money even in an economy like
ours. Of course, nothing beats the pleasure of working and making money
from your efforts. But, life is not always fair. It has its ups and
downs and sometimes you just need extra helping hand to help you get
through.
Whether you need the free money for college, to start a business, to
keep your house from being foreclosed on, to help pay the bills or
whatever else life throws at you, free money is always good. And what
better way than using one of the above mentioned legal and appropriate
ways to search find and get free money.
